Home Loan

is a financial solution that helps individuals purchase, construct, or renovate a residential property. Banks and financial institutions provide these loans at competitive interest rates with flexible repayment tenures. Borrowers can choose between fixed or floating interest rates, making homeownership more accessible and manageable over time.

Advantages of a Home Loan

✔ Affordable Homeownership – Get financial support to buy your dream home without a huge upfront payment.
✔ Flexible Repayment Tenure – Choose a tenure of up to 30 years for easy EMI management.
✔ Tax Benefits – Enjoy tax deductions on principal repayment and interest under Sections 80C and 24(b) of the Income Tax Act.
✔ Balance Transfer Facility – Switch to a lower interest rate for better savings.
✔ High Loan Amount – Get up to 80-90% of the property value as a loan.

Required Documents 

✅ KYC Documents (Aadhaar Card, PAN Card, Passport, or Voter ID)
✅ Income Proof (Salary slips, ITR, Form 16, or bank statements)
✅ Property Documents (Sale agreement, title deed, approved building plan)
✅ Employment Proof (Offer letter, employment certificate for salaried individuals)
✅ Business Proof (GST certificate, profit & loss statement for self-employed)